Zov Solutions expands German market presence by establishing local capabilities 

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After years of servicing the German market from our Head Office, we are delighted to announce our investment in local capabilities, bringing more than 20 years of expertise across the UK and other western European markets, closer to our German customers. 

With growing demand for core platform solutions to manage complex commercial underwriting and multi-country operations, our experienced team is ready to provide German Managing General Agents (MGAs) and specialist insurers with the cutting-edge technology and exceptional support they need to navigate the future. 

New regional capabilities and partners 

Image of Dimitar Gouberkov German Market

We are happy to announce that Dimitar Gouberkov will be coming on board as Regional Market Manager for Germany and Austria. Based in Munich, Dimitar has considerable experience in the German insurance industry, having held management positions at ERGO, Aon and Hiscox. With a background in operations and product management, he understands the need to streamline complex insurance organisations.  

Additionally, Dimitar is an InsurTech entrepreneur, developing businesses around risk prevention and innovative insurance products. His varied background affords him a unique perspective on the challenges faced not only by international risk carriers but also by specialised niche providers such as managing general agents (MGAs). 

Our partnership with Dimitar is an important step in our commitment to support growth in the German-speaking region. Fluent in the three languages we operate in, he will play a key role in enhancing our local implementation and services capabilities and will oversee new initiatives in the relevant markets to ensure that we can efficiently deliver customer-focused solutions. 

We are also building a network of experienced regional partners who will work with our internal team to ensure a unique offering of expertise, technology and passion. A core systems deployment is a significant programme and team effort in the broadest sense, and we are committed to bringing together outstanding ‘players’ for the benefit of our clients. 

Supporting complex commercial underwriting

Like the rest of the world, the German commercial insurance industry is becoming increasingly complex and under pressure to digitise workflows. Managing large commercial risks, especially those that require bespoke underwriting and span multiple countries in a reliable digital process, is a challenge that few mainstream providers are equipped to meet with the popular core platform solutions. 

Over the past 20 years, Zov Solutions has perfected this capability, serving clients in the UK, Germany and other western European markets, across the entire policy lifecycle and all P&C product lines. Our decision to invest in local capabilities in Germany is a direct response to the growing demand for solutions that simplify and streamline these operations. 

Our core platform solution, SID, is tailored to meet these needs. It offers a cost-effective, fast-to-implement alternative to the often cumbersome and expensive platforms used by insurers today. For ambitious MGAs and smaller specialist carriers, SID provides a solution that is both accessible and scalable, enabling them to manage complex risks without the overheads of more traditional systems. 

Built upon extensive experience  

One of the key advantages we bring to the German market is our extensive experience in handling complex underwriting operations. Our platform ensures that business can be written directly, on a reinsurance or coinsurance basis and underwritten in any currency, in any language and through multiple layers of intermediaries. 

This expertise is derived from the company’s long-standing presence in some of the most developed insurance markets, where we have built a reputation for delivering state-of-the-art solutions that are both reliable and flexible. 

A proven, cost-effective alternative 

SID in action in the German Market

One of SID’s key strengths is its ability to use and adapt proven cover templates and configurable processes. Pre-built and ready to use, they make it easy to set up processes and launch products with great efficiency and very little coding.    

In addition, our focused and experienced team can offer competitive pricing without compromising on quality. This makes our offering a compelling choice for German companies that want both expertise and affordability. 

Zov Solutions’ long-standing presence in leading insurance markets has allowed us to retain a highly skilled team, ensuring that clients benefit from in-depth industry knowledge and consistent support. Unlike larger, more impersonal providers, Zov takes a boutique approach, offering personalised solutions to meet the specific needs of companies of all sizes. 

Summary – key benefits for German MGAs and specialist carriers 

  • Extensive experience: With 20 years of expertise in highly developed insurance markets, we’ve mastered the art of supporting and simplifying complex underwriting processes, covering all P&C product lines throughout the policy lifecycle. 
  • Local presence: German-speaking regional partners and a scalable network of implementation partners to ensure smooth and efficient delivery and service. 
  • Flexible and reliable: SID supports direct, reinsurance or co-insurance business in any currency or language through multiple intermediaries and locations. 
  • Product and process templates: SID comes with customisable cover templates and processes, enabling rapid product launches with minimal coding. 
  • Boutique approach: We offer personalised, high-quality solutions at competitive prices, backed by our highly skilled team. 

Unlock new opportunities in Germany 

We are uniquely positioned to help MGAs and specialist carriers in Germany unlock new opportunities and navigate the future. Get in touch to learn how we can streamline your operations and set you up for success. 

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